Central Government Schemes in India

TANMOY MUKHERJI INSTITUTE OF JURIDICAL SCIENCE

Dr. Tanmoy Mukherji 

Advocate

 

Central Government Schemes in India-

Tanmoy Mukherji

Advocate

→Categorized by their focus on development, welfare, and empowerment.

→Below is a breakdown of the 34 schemes listed, grouped by their primary objectives.

1.PM-KISAN Samman Nidhi-

→Direct income support

→?6,000 per year in 3 instalments

→DBT to bank accounts

→Helps in meeting agricultural needs

→For small & marginal farmers.

2. PM Fasal Bima Yojana (PMFBY)-

→Crop insurance against natural calamities, pests & diseases

→Low premium, more coverage

→Ensures financial stability of farmers

3. Ayushman Bharat (PM-JAY)

→Health insurance up to ?5 lakh per family per year

→Cashless treatment in empanelled hospitals

→For poor & vulnerable families

→Reduces out-of-pocket expenses

4.Digital India-

→Transform India into digital economy

→Promotes e-governance & online services

→Improves digital infrastructure

→Enhances transparency & efficiency

→Empowers citizens.

5. Beti Bachao Beti Padhao-

→Save & educate the girl child

→Addresses declining child sex ratio

→Promotes education & empowerment

→Ensures gender equality

→Creates awareness

6. PM Ujjwala Yojana-

→Free LPG connections to poor households

→Mainly for women

→Reduces health hazards

→Promotes clean cooking fuel

→Improves quality of life

7.Swachh Bharat Mission-

→Clean India, ODF India

→Construction of toilets

→Promotes hygiene & sanitation

→Waste management

→Improved cleanliness & health

8.Startup India-

→Promotes entrepreneurship & innovation

→Tax benefits to start-ups

→Simplified regulations

→Incubation & funding support

→Encourages job creation

9.Stand Up India Scheme-

→For SC/ST & women entrepreneurs

→Bank loans ?10 lakh to ?1 crore

→For new business ventures

→Promotes inclusive growth

10.Mission Shakti-

→For safety & empowerment of women

→Helplines & support systems

→Education & employment support

→Promotes gender equality.

11.National Social Assistance Programme (NSAP)-

→Financial assistance to elderly, widows & disabled

→For BPL families

→Direct benefit transfer

→Ensures social security

12. UDAN Scheme-

→Regional connectivity scheme

→Affordable air travel

→Subsidized fares

→Connects remote areas

→Boosts tourism & economy

13.PM Jeevan Jyoti Bima Yojana (PMJJBY)-

→Life insurance scheme

→Coverage of ?2 lakh

→Premium - ?436 per year

→Linked with bank accounts

→Financial security for families.

14. National Food Security Act (NFSA)-

→Ensures food security to poor families

→Subsidized food grains through PDS

→Covers 2/3rd of population

→Eliminates hunger & malnutrition

15. POSHAN Abhiyaan (National Nutrition Mission)-

→Improves nutrition levels

→Targets children, pregnant women & lactating mothers

→Reduces stunting, wasting, anaemia

→Technology based monitoring

16.Skill India Mission-

→Train youth with skills

→Vocational training programs

→Certification after training

→Improves employability

17.National Digital Health Mission (NDHM)-

→Digitize healthcare services

→Health ID for every citizen

→Digital health records

→Improves efficiency & access.

18.PM SVANidhi Scheme-

→Loans for street vendors

→Collateral free loans

→Encourages digital transactions

→Supports urban livelihoods.

19.PM Awas Yojana (PMAY)-

→Housing for All

→Financial assistance for house construction

→For urban & rural areas

→Affordable housing for EWS & LIG

→Improves living standards

20. MGNREGA-

→Provides 100 days of wage employment

→For rural households

→Legal right under Act

→Reduces poverty & migration

→Creates rural assets

21. PM Jan Dhan Yojana (PMJDY)-

→Financial inclusion for all

→Zero balance bank accounts

→RuPay card & insurance benefits

→DBT enabled

→Promotes savings

22.. PM Kaushal Vikas Yojana (PMKVY)-

→Skill training to youth

→Industry relevant skills

→Free training & certification

→Improves employability

→Promotes self-reliance

23. Soil Health Card Scheme-

→Provides soil health cards to farmers

→Contains soil nutrient information

→Recommends fertilizers & crops

→Improves productivity

→Promotes balanced fertilization

24. Atal Pension Yojana (APY)-

→Pension for unorganized sector workers

→Fixed pension after retirement

→Encourages savings

→Financial security in old age

→Govt. co-contribution

25. Make in India-

→Promotes manufacturing in India

→Attracts foreign investment

→Job creation

→Simplifies policies

→Boosts economic growth

26. National Education Policy 2020-

→Reforms in education system

→5+3+3+4 school structure

→Skill & holistic education

→Promotes digital learning

27. PM Gati Shakti-

→Master plan for infrastructure

→Integrated planning of transport

→Reduces logistics cost & delays

→Boosts connectivity & growth

28. Jal Jeevan Mission-

→Tap water to every rural household

→Safe & adequate drinking water

→Water pipeline infrastructure

→Improves health & hygiene

29. PM Mudra Yojana (PMMY)

→Loans for micro & small enterprises

→Shishu, Kishor, Tarun categories

→No collateral required

→Promotes self-employment

30. PM Suraksha Bima Yojana (PMSBY)-

→Accident insurance scheme

→Coverage of ?2 lakh

→Premium ?12 per year

→For 18 to 70 years

→Financial protection against accidents

31. Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY)-

→Provides electricity to rural areas

→Feeder separation

→Improves power supply

→Strengthens rural electrification

32. Saubhagya Scheme-

→Electricity to all households

→Free connections for poor families

→Improves quality of life

→Supports inclusive development

33. AMRUT Mission-

→Urban infrastructure development

→Water supply, sewerage, transport

→Improves living conditions in cities

→Ensures sustainable urban growth

34.National Apprenticeship Promotion Scheme-

→Promotes apprenticeship training

→Incentives to employers

→Practical experience to youth

→Govt. shares training cost

THESE SCHEMES AIM TO-

→Promote Inclusive Growth

→Reduce Poverty

→Improve Quality of Life

→Empower Citizens

→Build a Strong & Developed India.